Funding Options & Medicaid
HOW DO YOU PRE-PAY FOR A FUNERAL?
You may select one of two ways to pre-pay for a funeral.
PRE-PAYMENT IN FULL
The first method is to make payment in full.
PAYMENT OVER TIME
The second method is to make periodic payments.
HOW IS PRE-FUNDING DONE?
Our Funeral Home staff member will meet with you at a time that is convenient, and assist you in recording your wishes. You choose everything you want for your funeral: the type of funeral service, casket, burial vault or urn and music. Important obituary information will be recorded. Once you have made your selections, you will learn the payment options available to you. A record of your selections will be kept on file at the Funeral Home until needed.
WHY PLAN AHEAD?
Planning in advance of need provides peace of mind. The death of a loved one is a time of great loss and advance planning can reduce stress for your family with the knowledge that your preplan has been completed. This allows your loved ones to devote more time to coping and understanding the loss and less time concerned with funeral arrangements and financial details.
MERCHANDISE AND FUNERAL COST
Your Funeral Director understands that your personal choices are of the utmost importance. Your Funeral Director will meet with you to show the quality merchandise, assist you with the selection of the necessary merchandise and help you make the proper arrangements. Through preplanning the cost of a funeral will be controlled. Merchandise selection during your preplanning helps insure that you do not exceed what you want to pay. Pre-payment can offset the risk of rising funeral costs in the future due to inflation.
Important Information for Medicaid Applicants
Have you or one of your parents been confronted with making arrangements to enter a nursing home?
Many realize too late that the government allows you to totally pre-pay all funeral expenses before financial resources are depleted in preparation for government assistance. Call us to help you plan correctly, we work closely with Medicaid to ensure your application meets their requirements. (New York State law mandates that all contracts for pre-funded funerals executed by applicants or recipients of Medicaid be irrevocable.)